Copy Url

Today, high-risk industries include CBD, MLM, travel, timeshare cancellation, nutraceuticals and pharmaceuticals, tech support, credit repair, and more. If you run a business in one of these verticals, it is important to work with the right payment processing partner.

Understanding High-Risk Merchant Accounts

When a business is designated as a high-risk merchant account, it typically needs to go through increased scrutiny before receiving merchant services. In addition, these companies may be limited to a certain number of transactions per month or need to have a certain amount of cash reserves. In most cases, these businesses will pay different fees and/or process rates than other conventional businesses.
There are, however, various benefits to enjoy if you qualify. For example, you can operate internationally and accept cards like JCB, UnionPay, and Europay, as long as you are headquartered in the U.S.; sell a wider range of products and services; process higher sales volumes (great for launching special sales and events); and offer recurring payments.

Choose the Best High-Risk Merchant Services Provider

You should work with a merchant services provider that accepts more than just credit cards. Alternative payment solutions suit customers who do not want to provide their personal information or do not own credit cards. Before you choose a high-risk payment gateway, you need to ensure that the company has safeguards in place to protect their clients (you) against fraud. Good payment gateways are typically integrated with anti-fraud software that fend off high-chargeback ratios.

Why Should You Work with Titan Merchant Services?

At Titan Merchant Services, we specialize in high-risk merchant services and can work with a wide array of businesses. Our company has a simple way to evaluate potential client, including:

  • Pre-vetting businesses by gathering the business’ name, address, website, and social media account details.
  • Working with multiple processors to get a basic application approved.
  • Identifying the most suitable processor through the pre-vet process.
  • Getting pre-vetted approval within an hour.
  • Approval and boarding within 24-48 hours.
  • Facilitating electronic applications (no paperwork needed).

You may be pleased to know that we also provide counter top terminals, mobile readers, virtual terminals, and more.

Types of High-Risk Verticals that Titan Merchant Services Supports

  • Below are some of the verticals we currently support.
  • Adult novelty – CNP and retail are both acceptable.
  • Biz-Op
  • CBD-related businesses
  • CNP alcohol delivery services
  • Coin dealers
  • Collection agencies
  • Commodity or securities trading (debit only)
  • Credit repaid
  • Credit/ID theft protection (no credit repair)
  • Cryptocurrency-related businesses
  • Discount membership clubs (medical/dental only)
  • Doc-Prep
  • E-Cig/Vape/Nicotine/Tobacco/Paraphernalia (CNP)
  • Established travel
  • Extended warranty
  • Fantasy sports
  • Government grants
  • Marijuana Dispensaries
  • MLM
  • MSBs (Money services businesses)
  • Non-adult dating
  • Nutra – straight sales with continuity and no trial.
  • Raffle/sweepstakes
  • Reputable dating services (no adult)
  • Short term lenders (no tribal)
  • Telecommunication
  • Timeshare
  • Travel (including airlines and cruise lines)
  • … and more!

If you are looking for a reliable high-risk payment gateway, you have come to the right place. Our team is committed to helping clients meet their payment processing needs.