Welcome to
0%
Credit Card Processing
ELIMINATE 100% OF YOUR FEES
- NO transaction fees
- NO junk fees
- NO early termination fees
- No upfront costs
- Next day or same day funding
- 100% transparent and compliant in all 50 states
As seen on
We upgrade the way you get paid
Recent law changes and our cutting-edge proprietary software now make it possible for your business to accept credit cards for FREE-with no added service fees at checkout! A simple dual-pricing solution that keeps your customers happy and your profits intact.
How it Works:
Display Two Prices
Your point-of-sale shows customers two clear prices—one for cash, one for card. No calculations, no math involved.
Choose and Go
Customers see both prices right on the screen and choose what works for them. Simple, transparent pricing with no added fees.
Process with Ease
Our system handles everything automatically. Just tap 'cash' or 'card' and you're done. That's all there is to it.
Same Profit, Either Way
Card prices cover processing costs, cash prices don't. So you keep 100% of your profit no matter how they pay. At month end you’ll have paid 0% + $0.00 per transaction!
- 2%-5% per transaction
- $0.05-$0.35 p/t
- $0.05-$0.35 p/t
- $5-$20/mo
- $5-$50/mo
- $5-$199/mo
- $299-$999
- 3-5 Years
- Declined
Titan 0%+0.00 Processing
Titan 0% Processing
Take back control of your processing costs and eliminate them forever
Join thousands of forward-thinking merchants who give their customers freedom to choose how they want to pay–all while processing transactions at 0% cost.
Every sale is an opportunity to build loyalty and maximize your revenue-no hidden fees, just pure growth.
Hear Why Our Merchants Love Us
“My business has grown tremendously since using Titan”
Best company & Best service! My business has grown tremendously since using Titan Merchant Services. If you’re not using Titan your behind the wave. If you are a start-up or existing business… Search no more. You got the right one!
Carmen Lash House
“Titan Merchant Services put their customers first”
The team at Titan Merchant Services put their customers first, going beyond expectations to ensure the merchant has all the tools needed for smooth transactions. We at the Lester Gee Funeral Home are proud to be apart of the Titan family. Thank you, Titan Merchant Services Team!
Lester Gee Funeral Home
“I appreciate having what I’d describe as a personalized support agent assigned to me.”
Our assigned account representative is awesome. She's really nice to talk to, and I love having one person assigned to my company who addresses any issues I may have. Although I've never had any problems—just general questions—I appreciate having what I'd describe as a personalized support agent assigned to me.
All Around Tree Care
“We have been with Titan for 5 years and have been happy”
Our customer service rep was very helpful and answered all my questions. We have been with Titan for 5 years and have been happy with their service and product.
Amy Meschke
“Best customer service”
I own an auto repair shop and most of our transactions are through the credit card terminal. Titan Merchant has provided me with the best rates compared to all the previous merchant services. They also have provided me with the best customer service especially if I had a problem with the terminal or any transaction. All the previous companies have tried to take advantage of us or completely just ignored us in the past. I haven't had any problems with Titan Merchant. Thanks Titan Team.
Patrick Salazar
4 Amazing POS Bundles at
0% Processing
Titan Curv. Retail
0% Processing
Perfect for shops managing inventory and regular customers, from boutiques to general grocery stores.
- Inventory management & low stock alerts
- Advanced discounts (Buy A get B)
- Employee & customer management
Bundles Includes
- Elys Workstation
- Elys Tablet (detachable)
- Receipt Printer
- Cash Drawer & Barcode Scanner
- Elys Hub
- Free Lifetime Replacement
Titan Curv. Restaurant
0% Processing
Ideal for full-service restaurants looking to streamline table service and expand into online ordering.
- Detachable tablet for table service
- Table Management
- Employee & customer management
- Free online ordering website built for you
- Commission free delivery app ordering
Bundles Includes
- Elys Workstation
- Elys Tablet (detachable)
- Cash Drawer
- Kitchen Printer & USB Receipt Printer
- Free Lifetime Replacement
Titan Curv. Fast Food
0% Processing
Built for quick-service fast food establishments needing rapid transactions and efficient kitchen coordination.
- Kitchen management
- Employee & customer management
- Check splitting
- Free online ordering website built for you
- Commission free delivery app ordering
Bundles Includes
- PAX E800 - dual screen
- Cash Drawer.
- Kitchen Printer.
- Free Lifetime Replacement
Titan Curv. Mobile
0% Processing
Designed for vendors on the move, from food trucks to festival merchants and pop-up shops.
- 5″ IPS Touchscreen
- WiFi & Bluetooth Connectivity
- 4G Sim (optional: add $19/mo.)
- Android POS
- Employee & customer management
- Free online ordering website built for food and beverage industries
- Commission free delivery app ordering
- Free Lifetime Replacement
Your Growth Partner,
Every Step Forward
White Glove Setup
Service
We’ll program your equipment so it’s ready to plug in and use immediately.
Unlimited Staff
Training
Our terminals are really easy to use, but did give you the extra peace of mind, we’ll help you and your staff to become experts on your new POS.
Lifetime Free
Replacements
If your terminal fails, and tech support can’t get it up and running we’ll ship out a free replacement at no added cost to you.
24/7 Stellar
Customer Support
Our customer support prides itself in answering your calls in under 10 seconds! Does that work for you?
Customer
Financing
Give your customers more buying power with flexible payment options. Watch your average ticket size grow while building lasting customer relationships.
Business
Capital
Fuel your business growth with access to business capital. When you partner with Titan you get access to special perks: need a merchant cash advance to cover payroll or an SBA loan to expand? We’ve got you covered with Titan Capital.
Gift Card &
Loyalty Program
Boost sales and customer satisfaction with integrated physical or digital gift card and loyalty program features. Right from within your POS dashboard.
Business Marketing
Support
Stand out in your market with professional social media content, designed and written for you. Our marketing team becomes your marketing team—at no extra cost.
Commonly Asked Questions
How can Titan offer 0% credit card processing?
Recent law changes and our innovative software enable a compliant dual-pricing system that is legal in all 50 states. Our equipment automatically displays two transparent prices—one for cash, one for cards. The card price has processing costs already built in, but not visible to the cardholder, so you keep 100% of every sale without paying fees and your customer is happy because they don’t see any added surcharges. Additionally, various national, state, and local government entities—such as the DMV, IRS, post offices, schools, and courts—utilize dual pricing programs. Recent federal regulations now permit merchants like you to reclaim a fair portion of their processing fees.
What do the dual pricing receipts look like?
How long does it take to switch to your system?
Most merchants are up and running within 24 hours. Our team handles the entire setup process, including equipment programming and free unlimited staff training. We ensure a smooth transition with zero downtime for your business.
Do I have to charge my customers more for using cards?
Not at all—this is about smart pricing strategy. Just as you factor rent, inventory, and utilities into your prices, payment processing is simply another business cost. Our system lets you build this cost into your standard pricing while offering a discount to customers who eliminate that overhead by paying cash.
How do customers react to seeing two prices?
Overwhelmingly positive! Think of gas stations—customers have been choosing between cash and card prices for decades. We don’t even think twice anymore. It’s familiar and expected. Our merchants report that customers appreciate the transparency and the option to save money, just like at the pump. It’s a proven model that works.
How quickly will I receive my funds?
We offer same-day or next-day funding at no extra cost. Your money arrives in your bank account reliably and quickly, helping you maintain healthy cash flow and reinvest in your business without delays.
Do you provide customer support if I need help?
Absolutely! Plus, our 24/7 technical support team prides itself in answering calls in 10 seconds or less. You’ll never wait for answers or struggle with automated systems. How’s that for service?
What happens if my terminal needs service?
Okay… hold on to your seat… this is pretty cool.
- Majority of the cases our technical support team will be able to get it up and running on the spot when you contact them,
- if after working with our technical support team they still can’t get it working, we will ship out a free replacement terminal to you,
- each merchant account automatically gets a free online gateway, so while you’re waiting for your replacement terminal to arrive, you can still accept payments without interruptions through your merchant portal. This is all part of our lifetime free replacement program. No matter how many times a terminal may fail, you’ll never have to purchase a new terminal again. Just one of the added Titan perks we offer to our merchants.
No! Our merchants stay with us because they want to, not because we force them to. Feel free to return your equipment and close your account anytime without any penalties or hidden fees. Full transparency & no surprises-it’s what we believe in, it’s what you deserve.
I need this for my business, how do I sign up for Titan 0% Processing?
Opening a merchant account is quick and hassle-free! Just click Get Started, fill out a short form in minutes, and you’re on your way. Your business and personal details stay encrypted and private. Welcome to Titan Merchant Services—where smart businesses cut costs and keep more of their hard-earned revenue!
Not sure which
POS option is right for you?
Fill out the form below and we’ll reach out to guide you to the right one.
Titan Merchant Services is a registered ISO of PNC Bank, N.A., Pittsburgh, PA – Member FDIC, Concord, CA, Deutsche Bank, USA, Merrick Bank, South Jordan, UT, Woodforest National Bank, Houston, TX. | American Express and Discover require separate approval.